01
~ 90 s
Create your account
Email, password, that's it. No card required. No sales rep calling you back.
One account. One integration. KYC, PCI, fraud and European compliance — all handled for you.
From account creation to your first payment — time it if you like.
Email, password, that's it. No card required. No sales rep calling you back.
3 lines of code, or a drop-in widget. Stripe Elements + Apple/Google Pay included. Your brand, not ours.
// 3 lines, that's all import Flockopay from '@flockopay/js' const pay = Flockopay('pk_live_xx') pay.mount('#checkout')
SEPA, cards, Apple/Google Pay, instant transfers. 32 European countries. You see the money land — we handle the rest.
Every payment, every webhook, every retry. A console that thinks like a dev, not a bank.
Slide to your monthly volume. We'll suggest a plan and give you an honest estimate.
For online stores that want a pro checkout.
Estimated added value (conversion uplift + included tools). Stripe fees are identical and billed separately by Stripe. Details in your quote.
The other platforms are great. We're not saying otherwise. But here's what we do differently.
| Feature |
Flockopay
|
Stripe Hosted | PayPal Plus | Lemon Way |
|---|---|---|---|---|
| Checkout 100% on your domain | ✓ Included | Redirect | Redirect | Partial |
| White-label KYC | ✓ Included | Stripe branding | PayPal branding | ✓ Included |
| PCI offloaded (no audit) | ✓ Basis Theory | ✓ Stripe.js | SAQ D required | ✓ Included |
| Merchant onboarding | 5 min | 15 min | 30 min | Several days |
| No commitment | ✓ | ✓ | ✓ | 12-month contract |
| European support | ✓ 24 business hours | EN mostly | EN mostly | ✓ |
| Platform application fee | Configurable | Connect (complex) | — | Limited |
Comparison drafted in May 2026 from public pricing pages. Competitors are excellent products — we just solve a different need.
"Our branded checkout pushed our conversion rate from 1.8% to 3.1%. It became our best acquisition channel."
"We migrated from Stripe Connect in 2 days. The killer move: our customers think we have a bank in-house."
"As a freelancer, I had no time for European VAT. Now I sign German clients without thinking about it."
Account creation takes 90 seconds: email + password. Identity verification (KYC) then takes 5 minutes via Stripe Identity. You can test sandbox mode right away while verification runs.
Cards (Visa, Mastercard, Amex), Apple Pay, Google Pay, SEPA Direct Debit, SEPA Instant transfer, and soon Bancontact, iDEAL, Sofort. All through the same integration.
Stripe Hosted redirects to checkout.stripe.com. With Flockopay, the checkout lives on your own domain (checkout.your-brand.com). Customers never leave your visual world. Observed conversion lift: +18% to +72% depending on the merchant.
No. Card data is tokenised by Basis Theory before touching your server. You stay on SAQ A (the simplest level: an annual questionnaire), with no ASV scan or QSA audit. Same approach as Stripe Elements, but on your domain.
The Flockopay subscription (€0, €29, €99 or €299/month). Stripe fees (interchange + 1.4% + €0.25 in Europe) are billed separately by Stripe — no extra markup on our side. Total transparent. Use the calculator for an estimate.
One click inside your console — no phone call. Access stays active until the end of the billing period. Your data is kept for 30 days after cancellation, then permanently erased (except AML obligations: 5 years).
Our engineering team replies within 24 business hours by email. Pro customers get a shared Slack. Scale customers get a dedicated account manager and one onboarding session on us.